
Carlos Cruz is an international entrepreneur with an eminent history of scaling multi-million-dollar FinTech companies.
Known for combining sharp business instincts with a hands-on operating style, Carlos has developed deep expertise in AI and leading high-performing teams. He continues to focus on building and scaling the next generation of FinTech companies.

Patrick McErlean is an experienced technical expert and distinguished leader, renowned for his exceptional ability to scale technology products within Fortune 500 companies, achieving tenfold growth.
He graduated at the top of his class, earning a bachelor's degree in computer science with a minor in Mathematics and Statistics from The College of New Jersey.